New York City
Bankruptcy Lawyer
New York City
Bankruptcy Lawyer
Are overwhelming debts or relentless creditor pressure keeping you up at night? At the Law Office of William W. Waldner, proudly serving Midtown Manhattan, we understand how crushing financial burdens can be. With over 16 years of specialized bankruptcy experience in New York, Attorney William Waldner personally handles each case, ensuring meticulous care and tailored guidance every step of the way, without the use of paralegals or legal clerks.
Whether you’re buried in credit card bills, facing medical debt, or facing foreclosure, our firm offers compassionate and expert counsel to help you regain control. From Chapter 7 “fresh start” filings that can wipe out unsecured debts in as little as three months, to Chapter 13 reorganization plans that let you keep your home by paying back debt over time, Mr. Waldner will help you choose the best path forward.
PRESS COVERAGE
3 EASY STEPS TO A FRESH START ON YOUR FINANCIAL FUTURE
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Let Mr. Waldner, Bankruptcy Lawyer in New York, go to work, halting collection efforts, protecting your assets, & discharging your debts.
Chapter 7 or Chapter 13?
Find out which is best for you. Call today.
Chapter 7 Bankruptcy
Advantages of partnering with a debt relief firm to file chapter 7
- Stop collection efforts and wage garnishment
- Get a fresh start on your financial future
- Become debt free within 3 months of filing
- protect your personal property
Typically, chapter 7 bankruptcy requires a person to liquidate their assets to pay back their creditors as much as possible before the remaining debt is wiped clean, but there are many exceptions to this requirement, and hiring an experienced, NYC bankruptcy lawyer is your best bet for eliminating credit card debt, medical bills, and personal loans while keeping valuable assets, such as your house, car, sentimental heirlooms or property.
Chapter 13 Bankruptcy
Advantages of partnering with a debt relief firm to file chapter 13
- Stop collection efforts, wage garnishment, or foreclosure
- Keep your house, car, and other valuable assets
- Reduce the amount of debt you owe
- Negotiate an interest free repayment plan with creditors.
How Bankruptcy Can Help You
- Become Debt free with a bright financial future
- Fast Debt Relief (Most Clients Are Debt Free In 3 Months)
- Stop Collection Efforts, Wage Garnishments & Foreclosure
- Save Thousands Of Dollars In Restitution To Creditors
- Protect Your Valuable Assets From Your Creditors
- High Quality Representation & Expert Legal Counsel
Why Clients Trust
the Law Offices of William Waldner
Bankruptcy Lawyer New York
William Waldner is one of New York’s most trusted bankruptcy lawyers, with a career dedicated to helping individuals recover from debilitating debt and a reputation built upon quality legal representation at surprisingly affordable rates. Featured in U.S. News, The Street, CNN iReport, and CBS New York, Mr. Waldner’s expertise distinguishes him as an authority on personal finance and bankruptcy. To ensure his clients receive the highest quality of legal representation, Mr. Waldner NYC bankruptcy lawyer does not delegate his services to paralegals or legal clerks, but actively works each and every case his firm represents. With over 16 years of bankruptcy attorney experience in New York, he has helped hundreds of clients find relief from debilitating debt, wage garnishment and collection efforts, while protecting their personal property and helping them restore their credit score. If you are struggling with debt, William Waldner may be able to help. Take the first step on securing a bright financial future that is debt free and full of opportunity by calling now to schedule a free, no-obligation consultation.
William Waldner
Bankruptcy Attorney
New York
Forbes Councils Member | COUNCIL POST
Client Success Stories
5 Star Reviews on Yelp + Google
REAL PEOPLE. REAL RESULTS
5 Star Reviews
Diane E.
WOULD HIGHLY RECOMMEND HIM TO ANYONE IN NEED OF SUCH SERVICES.
I worked with William on an extremely difficult and stressful bankruptcy case. William is terrific! Responsive and caring attorney who got a very bizarre situation resolved for me, was able to work with my mortgage company and get me my life back! Even long after my case was discharged he continues to be there for questions and support to the point where I now consider him a treasured college and dare I say friend. Very knowledgeable in bankruptcy law, super communicative and caring.
Rohan M.
Luis T.
Shawn H.
WOULD HIGHLY RECOMMEND HIM TO ANYONE IN NEED OF SUCH SERVICES.
My experience with William Waldner was more than excellent – it was fantastic! From my first consultation meeting to the actual hearing, he always made me feel at ease and gave me all the information and tools I needed to feel 100% confident that my case would be a slam dunk. He was attentive and had genuine interest and concern for my individual case, while at the same time managed to be efficient and respond to my questions and concerns very quickly. All of this being said and after much research into other attorneys, his fee was very reasonable. With William’s help, I can now focus on my future and I am on track to achieve financial freedom.
Steven S.
WOULD HIGHLY RECOMMEND WILIAM WALDNER.
I assisted a close friend during her bankruptcy experience and discovered the William Waldner office in midtown Manhattan. Mr Waldner thoroughly explained the bankruptcy process, reviewed options and patiently walked her through the process. He is a highly skilled professional, client focused and accommodated my friend, who is plagued with health problems. We highly recommend William Waldner.
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Call Today For A Free Consultation
Begin your journey toward financial freedom with a free, no-obligation consultation, where we’ll carefully evaluate your financial situation, determine whether Chapter 7 or Chapter 13 is the right path for you, and take immediate steps to stop creditor harassment, wage garnishment, and foreclosure attempts. Our goal is to protect your personal property while providing a transparent and efficient route toward debt discharge.
Let William Waldner go to work for you, aggressively protecting your rights and future. Call or text (212) 244-2882 today, or schedule a meeting in person, by phone, or over Zoom, whichever is most convenient for you. Start fresh, stay secure, and reclaim control of your future today.
Midtown Bankruptcy FAQs
How do I know if bankruptcy is right for my situation?
Deciding whether bankruptcy is the right choice depends on your overall financial situation, including your income, assets, debts, and long-term goals. Bankruptcy is not a one-size-fits-all solution; it’s a powerful legal tool designed to give honest debtors relief and a path forward.
If you’re facing overwhelming credit card balances, medical bills, business debts, or foreclosure, and other options such as negotiation or repayment plans have not worked, bankruptcy may be the right choice. We typically begin with a detailed financial analysis, considering not only the numbers but also the stress and uncertainty my clients are living with. For many New Yorkers, bankruptcy isn’t about “giving up,” it’s about finally taking back control of their future.
Will I lose everything if I file for bankruptcy?
No, you will not lose everything. This is one of the most common misconceptions I hear. Both federal and New York law provide exemptions that allow you to keep essential assets, such as your home (up to a specific equity amount), retirement accounts, a vehicle, household goods, and personal belongings. In fact, most of my clients keep nearly all of what matters most to them.
The bankruptcy process is designed to give you a fresh start, not to strip you of your dignity or stability. Part of my job is to strategically protect your assets and guide you through the exemptions that apply in your case so you can move forward without fear of losing the foundation you’ve built.
How long does the bankruptcy process take?
The timeline depends on the type of bankruptcy you file. For most individuals in New York filing Chapter 7, the process typically takes about 4 to 6 months from filing to discharge. Chapter 13, which involves a repayment plan, generally lasts 3 to 5 years, but the benefit is that it allows you to reorganize debt while keeping property you might otherwise risk losing.
My role is to make the process as smooth and efficient as possible. From the initial consultation to the final discharge, I ensure deadlines are met, paperwork is accurate, and you feel supported at every stage.
What debts can and cannot be discharged in bankruptcy?
Bankruptcy can discharge many types of unsecured debts, such as credit card balances, personal loans, utility bills, and most medical expenses. This is often life-changing, as it eliminates the most burdensome obligations that keep people trapped in cycles of debt.
However, certain debts are typically non-dischargeable in bankruptcy. These include child support, alimony, most student loans, recent tax debts, and debts obtained through fraud or intentional wrongdoing. That said, every case is unique, and part of my work is to evaluate whether exceptions or legal arguments may apply to your situation. My goal is to maximize the relief you receive while ensuring you fully understand which debts will remain.