BANKRUPTCY LAWYER YONKERS
Schedule a Free
Bankruptcy Consultation
By providing your phone number, you consent to receiving text messages from William Waldner, Esq. Opt out anytime by replying stop.
- Safe & Confidential | Privacy
Schedule a Free
Bankruptcy Consultation
By providing your phone number, you consent to receiving text messages from William Waldner, Esq. Opt out anytime by replying stop.
- Safe & Confidential | Privacy
William Waldner Bankruptcy Attorney, Yonkers NY
For the past 23 years, William Waldner Bankruptcy Attorney, Yonkers has helped over 500 people discharge their debts through bankruptcy law, specializing in Chapter 7 Bankruptcy, , and Chapter 13 Bankruptcy.
When Is It Appropriate to File for Bankruptcy?
Years ago, when creditors were thought to be more “fair” and banking operations were more controlled, declaring bankruptcy was seen as a “personal failure” or even a “character fault” due to inadequate financial management abilities. These identifications and labels are no longer valid.
Chapter 7 Bankruptcy Yonkers, NY
When you file for chapter 7 bankruptcy in Yonkers, you are instantly protected from creditors and wage garnishment, and your personal debts are usually dismissed (wiped clean) within three months of filing. You must pass the means test and attend credit counseling to qualify for chapter 7 bankruptcy in Yonkers.
Typically, chapter 7 bankruptcy requires a person to liquidate their assets in order to repay their creditors as much as possible before the remaining debt is wiped clean, but there are many exceptions, and hiring an experienced Yonkers bankruptcy lawyer is your best bet for eliminating credit card debt, medical bills, and personal loans while keeping valuable assets such as your house, car, sentimental heirlooms, or property.
Chapter 13 Bankruptcy Yonkers, NY
Chapter 13 Bankruptcy, also known as “reorganization bankruptcy” is a form of debt relief intended to help married couples or individuals who are overwhelmed with debt, but make too much money to qualify for chapter 7 bankruptcies, or who have substantial equity in real estate.
If you are behind on your mortgage payments, retaining the services of a Yonkers Bankruptcy attorney to assist you in filing Chapter 13 can prevent foreclosure and keep you in your home. With Chapter 13, you repay a portion of your debt to your creditors interest-free over the course of 3 to 5 years. With a few exceptions, such as student loans, your remaining debt is discharged when the repayment period expires. The benefits of Chapter 13 bankruptcy include debt reduction, a manageable repayment plan, and the ability to keep non-exempt assets that would normally be liquidated in Chapter 7 bankruptcies.
High Quality, Low Cost Bankruptcy Attorney Yonkers, New York
To better serve to clients, William Waldner dedicates his law practice solely to bankruptcy cases, offering clients unparalleled experience and expertise in personal finance and debt relief. Unlike other Yonkers bankruptcy attorneys who delegate the bulk of their services to paralegals, William Waldner personally handles every aspect of each case. This decreases costs; increases quality and can ultimately save clients thousands of dollars in attorney fees, restitution to creditors, and protection of personal property.
Free Legal Advice on Yonkers Bankruptcy and Debt Relief
William Waldner Bankruptcy Lawyer of Yonkers free legal advice to people considering bankruptcy as a form of debt relief. If you need help surmounting extensive credit card debt, saving your home from foreclosure, stopping collection efforts, or simply want to learn more about the advantages and disadvantages of filing for Yonkers bankruptcy, call (212) 244-2882 or contact The Law Office of William W. Waldner by using our online contact form. for a free in-depth consultation with William Waldner. During your free consultation, you will learn if filing for chapter 7 bankruptcies or chapter 13 bankruptcies is the best strategy for your situation.
5 Star Reviews
Diane E.
WOULD HIGHLY RECOMMEND HIM TO ANYONE IN NEED OF SUCH SERVICES.
I worked with William on an extremely difficult and stressful bankruptcy case. William is terrific! Responsive and caring attorney who got a very bizarre situation resolved for me, was able to work with my mortgage company and get me my life back! Even long after my case was discharged he continues to be there for questions and support to the point where I now consider him a treasured college and dare I say friend. Very knowledgeable in bankruptcy law, super communicative and caring.
Rohan M.
Luis T.
Chris Z.
IN MY OPIONION HE IS THE BEST.
I finally found an honest, experienced and affordable attorney in NYC. I Interviewed a few dozen before I found Mr. Waldner and in my opinion he is the best.
Shawn H.
WOULD HIGHLY RECOMMEND HIM TO ANYONE IN NEED OF SUCH SERVICES.
My experience with William Waldner was more than excellent – it was fantastic! From my first consultation meeting to the actual hearing, he always made me feel at ease and gave me all the information and tools I needed to feel 100% confident that my case would be a slam dunk. He was attentive and had genuine interest and concern for my individual case, while at the same time managed to be efficient and respond to my questions and concerns very quickly. All of this being said and after much research into other attorneys, his fee was very reasonable. With William’s help, I can now focus on my future and I am on track to achieve financial freedom.
Steven S.
WOULD HIGHLY RECOMMEND WILIAM WALDNER.
I assisted a close friend during her bankruptcy experience and discovered the William Waldner office in midtown Manhattan. Mr Waldner thoroughly explained the bankruptcy process, reviewed options and patiently walked her through the process. He is a highly skilled professional, client focused and accommodated my friend, who is plagued with health problems. We highly recommend William Waldner.