New York City Bankruptcy Attorney | NYC Law Office of William Waldner

How to get out of credit card debt overnight in New York City?

How to get out of credit card debt overnight in New York City? If you are like most New Yorkers today you are likely to have at least some credit card debt.  It is easy for credit card debt to get out of control quickly with all the hidden fees and unforeseen interest rate increases.  […]

Eliminating Medical Bills through Bankruptcy in New York City

Eliminating Medical Bills through Bankruptcy in New York City Medical debt will spawn almost two million bankruptcies in the United States this year according to data compiled from the CDC, U.S. Census, and Federal Bankruptcy Courts.  In New York City, unpaid doctor bills are as much a cause of Chapter 7 bankruptcy filings as credit […]

Could Filing Chapter 13 Save my Rent Stabilized Lease in New York City?

Could Filing Chapter 13 Save my Rent Stabilized Lease in New York City? A current loophole in the bankruptcy laws in New York City could put your rent stabilized lease at risk.  Depending on such factors as the market value of your apartment or desirability of your building there is a real possibility that your […]

Should I File Bankruptcy in NYC now, or should I Wait?

Should I File Bankruptcy in NYC now, or should I Wait? It can be tough holding off when you are in serious financial trouble, but sometimes it can be beneficial to wait on filing bankruptcy.  Depending on your financial activity it could be wise to time your filing date carefully so as not to lose […]

How to get out of Debt in New York City

How to get out of Debt in New York City Most of us were brought up to think of bankruptcy as a very negative thing, and something that should never be considered.  The idea that bankruptcy is bad has been pounded into New Yorkers for some time.  While bankruptcy is not the best solution for […]

Should I get a loan to file Bankruptcy in New York City?

Should I get a loan to file Bankruptcy in New York City? Bankruptcy protection should be used in good faith.  Consumers should make every reasonable effort to pay back debts before looking to bankruptcy.  No one should intentionally incur more debt before filing, and our law firm would never encourage someone to do this in […]

Do You go to Court if you File Bankruptcy in New York City?

Do You go to Court if you File Bankruptcy in New York City? The fear of going to court is so strong in some people that it will actually prevent or delay them from getting the bankruptcy help they need.  People in serious financial distress will avoid a free consultation with an attorney because of […]

Does Chapter 7 Bankruptcy Work in New York City?

Does Chapter 7 Bankruptcy Work in New York City? If you are overwhelmed by debt and have done everything in your power to pay down your credit cards and toxic loans but are still underwater then bankruptcy protection may be for you.  You have a right to a second chance.  All too often we see […]

Can I Get My Car Back Through Bankruptcy in New York City?

Can I Get My Car Back Through Bankruptcy in New York City? The situation for many of our financially distressed clients in New York can go from bad to worse when their automobile is repossessed right before filing for bankruptcy. It’s unfortunate timing to say the least, but the good news is that if you […]

Ten Benefits of Chapter 13 Bankruptcy in New York City

Ten Benefits of Chapter 13 Bankruptcy in New York City The primary difference between Chapter 13 and Chapter 7 bankruptcy is the wage earners payment plan.  Chapter 13 offers more debt relief and more property protection than Chapter 7 in exchange for a promise to pay back a portion of your debt through a 3-5 […]