Once I Decide to File Bankruptcy in New York, What Should I Do to Prepare?
Once I Decide to File Bankruptcy in New York, What Should I Do to Prepare? You are behind on your bills, and unable to pay your mounting credit card bills and unmanageable loans. Maybe you’re sick or injured, or maybe you are facing a levy on your bank account or even a wage garnishment. Your situation is desperate […]
What Does “pro se” Mean in Bankruptcy in New York?
What Does “pro se” Mean in Bankruptcy in New York? In Bankruptcy Law “Pro Se” pronounced (pro-say) is the practice of filing for bankruptcy without an attorney. Some legal sources and courts like to use the Latin name instead of plain English as another way to discourage people from filing for bankruptcy on their own. […]
Can I Keep One Credit Card Out of My Bankruptcy in New York City?
Can I Keep One Credit Card Out of My Bankruptcy in New York City? The thought of living without a credit card in this day and age may seem frightening or even impossible. People don’t have savings accounts like they used to, and more consumers are turning to credit cards when they can’t pay their […]
Do I Need a Lawyer to File Bankruptcy in New York City?
Do I Need a Lawyer to File Bankruptcy in New York City? Although you are not required by law in New York to hire a lawyer for your bankruptcy, in the eyes of almost all legal experts it is a very bad idea to try to file on your own. The US Bankruptcy Code and […]
What to do if a Creditor Sues You in New York City?
What to do if a creditor sues you in New York City? With the economy the way it has been and now that the credit card companies and banks have gotten wise to schemes of the debt consolidation companies, more creditors are suing to collect unpaid debts than ever. They are less willing to write […]
How Can I Keep My Spouse Out of My Bankruptcy in New York City?
How can I keep my spouse out of my bankruptcy in New York City? Married couples in New York City are not required to file for bankruptcy jointly in either a Chapter 7 or Chapter 13 case. If you file alone however you are required to share certain financial information about your spouse in your […]
Can I Keep My Frequent Flyer or Credit Card Rewards Points in Bankruptcy in New York?
Can I Keep My Frequent Flyer or Credit Card Rewards Points in Bankruptcy in New York? Many clients considering bankruptcy protection have accumulated a wide variety of frequent flyer miles and credit card points. Some of our clients have a substantial amount of points that have a significant value, and they want to know if […]
Debt Settlement v. Bankruptcy in New York City
Debt Settlement v. Bankruptcy in New York City In these difficult economic times many consumers are choosing between debt settlement and filing for bankruptcy as ways to overcome their overwhelming financial hardships. Our law firm works in the specific are of debt relief law, so we have helped people successfully utilize both strategies in the […]
Exactly How Will My Credit Report be Affected in Bankruptcy in New York?
Exactly How Will My Credit Report be Affected in Bankruptcy in New York? One of the biggest things preventing people from filing bankruptcy is the fear of what will happen to their credit report. Our prospective clients in New York City are oftentimes under the impression that their credit will be destroyed for 10 […]
Are There Any Bankruptcy Exemptions in New York?
Are There Any Bankruptcy Exemptions in New York? Bankruptcy laws were created to give people a fresh start and second chance when completely overwhelmed by debt and unable to make their ends meet. The idea is to get you back on your feet and to put you in the best position to succeed. In […]