New York City Bankruptcy Attorney | NYC Law Office of William Waldner

Can I get out of credit card debt in a New York bankruptcy?

Can I get out of credit card debt in a New York bankruptcy? Bad credit card debt is the most common problem facing most consumers considering bankruptcy today.  The good news is that in almost all cases your unmanageable credit card debt can be eliminated or extremely reduced in both Chapter 7 and Chapter 13 […]

National Mortgage Settlement Summary

According to the National Mortgage Settlement web site, 49 state attorneys general and the federal government reached agreement to settle a long-running dispute with the country’s five largest loan servicers: Ally/GMAC, Bank of America, Citi, JPMorgan Chase, and Wells Fargo. The settlement will provide as much as $25 billion in relief to distressed borrowers and […]

Think Twice Before Using a Bankruptcy Petition Preparer

If Your Debts Are No Longer Manageable, Hire a Bankruptcy Lawyer, Not a Petition Preparer If you live in New York City and you are considering using a Paralegal or Bankruptcy Petition Preparer use caution.  First of all, do not give any such preparer a consulting fee.  Often these paralegals will take the fee and […]

Can I Keep My Car if I File for Bankruptcy in New York?

If you file for Bankruptcy in New York there are several options for you to keep your car.  Much of this depends on whether you file for a Chapter 7 or Chapter 13 Bankruptcy.  If you file for a Chapter 7 (Liquidation) and you have less than $4,000 in equity (equity= value of the car […]